The Smart Startup Token (SMRT) aims to solve this by being a gateway to the smart contracts that solve the problems outlined. 

The SMRT project is to create this vending machine and the user interface to turn the templates into executable contracts. We are focused on the clearly defined ecosystem of startups and small businesses, providing automatically enforced contracts that enable them to trade and function. The rows in our vending machine that are likely to utilise the most SMRT tokens will be the finance agreements such as peer to peer lending and equity, also the trading agreements between the seller and buyer. These will be sold in bundles and enable businesses to create automatically enforced agreements in much the same way as centralised and decentralised marketplaces enable trade. Our smart contracts will reduce friction, costs and facilitate enforcement of these agreements and trade.